The primary responsibility is to lead end-to-end origination processes for embedded lending and point-of-sale finance products. This involves collaborating with merchants and platform partners to design and integrate lending offers within checkout experiences, ensuring a natural and user-friendly process. The role requires managing the complete customer journey from application to loan approval, with a focus on maximizing conversion rates while maintaining regulatory compliance.
Candidates must have proven experience in product management, specifically in designing customer-facing journeys for embedded lending, POS finance, or Buy Now, Pay Later solutions. Strong understanding of customer behavior in point-of-sale financing environments is crucial. The ideal candidate will have familiarity with real-time credit decisioning processes, third-party platforms, APIs, and payment gateways. Knowledge of the regulatory landscape for embedded lending, including responsible lending and affordability guidelines, is essential.
HSBC offers a competitive pay and benefits package for this role, including private healthcare, enhanced maternity and adoption pay, and a contributory pension scheme with generous employer contributions. The company is committed to creating diverse and inclusive workplaces, providing opportunities for professional development and career growth. As a global bank, HSBC provides a dynamic work environment with opportunities to make a significant impact in the financial services industry.
