Legal & General is seeking a Junior Life Medical Underwriter to review and assess customer applications for life insurance, critical illness, and income protection products. The role involves analyzing medical risks, evaluating applications, and making informed underwriting decisions to support the company's insurance offerings.
The primary responsibilities include accurately assessing life and disability risks by reviewing insurance applications, deciding on terms up to the value based on autonomy level, and ensuring exceptional customer experience through efficient and professional processing of applications.
Candidates must have experience in underwriting protection products, a thorough understanding of mortality and morbidity risk factors, extensive knowledge of protection products, and preferably an understanding of legislative and regulatory requirements. Strong written and verbal communication skills are essential.
Legal & General offers a comprehensive benefits package including annual performance-related bonus plans, generous pension contributions, life assurance, private medical insurance, at least 25 days holiday, competitive family leave, electric car scheme, product discounts, and a collaborative work environment focused on employee wellbeing and career development.
