Legal & General is seeking a Junior Life Medical Underwriter in Cardiff to review customer applications and assess risk factors for life insurance products. The role involves accurately evaluating medical and financial risks, communicating professionally with customers, and ensuring exceptional service delivery.
This role involves accurately assessing and documenting life and disability risks by meticulously reviewing insurance applications. Medical underwriters will evaluate risk factors, decide on appropriate insurance terms, and determine coverage based on their autonomy level. The primary responsibility is to analyze customer applications comprehensively and make informed risk assessments.
Candidates must possess extensive knowledge of protection products, thorough understanding of mortality and morbidity risk factors, and strong financial underwriting skills. Ideal candidates will have prior experience in underwriting protection products, excellent communication skills, and a comprehensive understanding of legislative and regulatory requirements in insurance.
Legal & General offers a competitive compensation package including annual performance-related bonuses, generous pension contributions, life assurance, private medical insurance, and at least 25 days of holiday. The company provides opportunities for professional growth, flexible working arrangements, and a supportive work environment focused on employee well-being and development.
