Legal & General is seeking a Life Medical Underwriter in Edinburgh to review customer applications, assess risk factors, and make critical decisions about life insurance, critical illness cover, and income protection products. The role involves detailed medical risk assessment and requires strong analytical skills.
Primary responsibilities include accurately assessing and documenting life and disability risks by comprehensively reviewing insurance applications, determining appropriate insurance terms based on risk assessment, and participating in or leading projects that enhance underwriting processes and improve commercial viability.
The ideal candidate will have extensive experience in protection product underwriting, a thorough understanding of mortality and morbidity risk factors, comprehensive knowledge of protection products, and the ability to interpret complex medical and financial information to make precise risk evaluations.
Legal & General offers a competitive compensation package including performance-related bonus plans, valuable share schemes, generous pension contributions, life assurance, private medical insurance, flexible working arrangements, electric car scheme, and a supportive work environment focused on professional development and employee wellbeing.