Legal & General is seeking a Senior Life Medical Underwriter to review and assess life insurance applications. The role involves evaluating customer applications for life, critical illness, and income protection policies, identifying risk factors, and making informed decisions about policy terms.
Primary responsibilities include accurately assessing life and disability risks by reviewing applications, deciding on policy terms within autonomy levels, and participating in projects to enhance underwriting processes and commercial viability.
Required experience involves extensive knowledge of protection products, understanding mortality and morbidity risk factors, financial underwriting skills, and familiarity with legislative and regulatory requirements in the insurance industry.
The employer offers a competitive compensation package including annual performance-related bonuses, generous pension contributions, life assurance, private medical insurance, flexible working arrangements, electric car scheme, and opportunities for professional development in a supportive, inclusive work environment.