Legal & General is seeking an experienced Senior Life Medical Underwriter to review customer applications for life insurance, critical illness cover, and income protection. The role involves assessing risk factors, evaluating medical information, and making critical underwriting decisions that determine policy terms.
As a Senior Life Medical Underwriter, your primary responsibilities will include accurately assessing and documenting life and disability risks by meticulously reviewing insurance applications. You will evaluate medical information, decide on policy terms, and determine the appropriate risk assessment for each individual case, ensuring comprehensive and fair underwriting practices.
The ideal candidate will have extensive experience in protection product underwriting, with a thorough understanding of mortality and morbidity risk factors. You should possess strong knowledge of financial underwriting principles, legislative requirements, and regulatory compliance. Excellent analytical skills, attention to detail, and the ability to make nuanced risk assessments are crucial for success in this role.
Legal & General offers a comprehensive compensation package including competitive base salary, performance-related bonus plans, valuable share schemes, generous pension contributions, life assurance, private medical insurance, and at least 25 days of annual leave. The company provides opportunities for professional growth, a supportive work environment, and the chance to contribute to meaningful financial solutions that help millions of people secure their financial futures.
