Legal & General seeks an experienced medical underwriter to assess life, critical illness, and income protection applications. The role involves evaluating customer risk factors, making policy decisions, and ensuring efficient and compliant underwriting processes. Key responsibilities include risk assessment, documentation, and maintaining high-quality customer interactions.
Primary responsibilities include accurately assessing life and disability risks by reviewing insurance applications, deciding on policy terms within autonomy levels, participating in process improvement projects, and ensuring comprehensive documentation of all underwriting decisions.
Required experience includes extensive knowledge of protection products, thorough understanding of mortality and morbidity risk factors, financial underwriting expertise, and comprehensive understanding of legislative and regulatory requirements in insurance underwriting.
The role offers a competitive compensation package including performance-related bonus, generous pension contributions, life assurance, private medical insurance, flexible working arrangements, electric car scheme, substantial holiday allowance, and opportunities for professional development within a progressive and inclusive organizational culture.
