Santander's Aquanima is seeking a Card Schemes Costs Consultant to monitor, analyze, and validate card transaction charges across major payment networks. The ideal candidate will leverage strong analytical skills to optimize interchange fees, detect cost-saving opportunities, and provide strategic insights to internal business units.
Primary responsibilities include monitoring card scheme charges from Mastercard, Visa, and American Express, conducting detailed transactional analyses, validating fee applications, and reconciling payments with issuer reports to identify potential cost efficiencies.
Required experience includes 2-5 years in card scheme processing, interchange fee optimization, and proficiency in data analysis tools like SQL, Power BI, and advanced Excel. Candidates must possess bilingual proficiency in English and Spanish, with strong analytical and communication skills to interpret complex financial data sets.
The role offers an opportunity to work with a global financial institution, providing strategic cost optimization services, professional development in a dynamic environment, and the chance to contribute to Santander's mission of helping people and businesses prosper through innovative financial solutions.
