Santander is seeking a Credit Risk Analyst to manage and evaluate individual credit applications in their Consumer Finance department. The role involves analyzing credit files, making risk-based decisions, and maintaining high standards of risk management in line with the company's established procedures.
Primary responsibilities include managing incoming financing files, ensuring response times meet company standards, combating potential fraud attempts, making well-argued credit decisions, communicating responses to partner sales points, and managing administrative tasks related to organizational processes.
The ideal candidate will have a minimum of 5 years' experience in a middle/back office role in retail banking or financing, with a Bac+2 level education. Strong proficiency in MS Office, understanding of consumer credit, and preferably automotive financing experience is required. Technical skills in credit risk analysis and financial assessment are crucial.
Santander offers a dynamic work environment within a leading consumer finance bank, providing opportunities to develop risk management expertise, work with advanced technologies, and contribute to the company's growth strategy in the French market. The role provides competitive compensation and the chance to work in a multinational banking environment focused on innovative financial solutions.
